The sampler has eight rows of alphabets and numbers separated by narrow and mildly decorative crossbands and the entire sampler has a peripheral Greek key border. The lower half of the sampler shows an incomplete garland of vine, flowers, and leaves (with a tiny fish and piece of fruit) encompassing the signature:
Bettie Cobb
May 28th, 1863

Ann Elizabeth "Bettie" Cobb was born on December 20, 1844, in Estill County, Kentucky. Her father, Richard Oldham Cobb (1818-1900), was twenty-six years old and her mother, Minerva Ann Park, was twenty-two (1822-1909). She had at least seven siblings, Sara “Sally” Winifred (1842-1917), Carlisle (1846-1849), Eliza Kate (1849-1889), Mary Jane “Mollie” (1852-1893), Eva Florence (1854-1877), Henrietta “Ettie” (1856-1877) and Richard “Dick” Oldham, Jr. (1860-1931).

She married Nathan Hocker McKinney (1837-1876) on September 8, 1863, in Lincoln County, Kentucky. They had three children, Mary “Lula”, (1865-1948), Mary Cobb (1870-1911) and Nathan H. (1876-1955). While married they apparently lived in Hustonville while after her husband’s death, she is recorded living in Turnersville and Stanford (all located in Lincoln County, Kentucky).

Ann Elizabeth "Bettie" Cobb died on June 22, 1914, at age sixty-nine in Lexington, Fayette County, Kentucky, and was buried in the Buffalo Springs Cemetery in Stanford, Lincoln County, Kentucky. Her obituary is as below:

THE INTERIOR JOURNAL, STANFORD, KY
Tuesday, June 23, 1914
Page 1
"Another noble Christian mother of Stanford, passed to her well earned reward on Monday when Mrs. Bettie Cobb McKinney, died at Lexington, where she had been for treatment for a few weeks. For several months her health had been very precarious and the end was not expected. Death held no terrors for this good woman, however, for she had lived close to her Lord for many years, and was ready and willing to go when her allotted time was spent. Mrs. McKinney was 69 years of age and was one of the best known and most beloved women in the community, where she had spent most of her long and useful life. She was a native of Estill county, a daughter of the late Richard Cobb, and a sister of Richard Cobb, of Boyle county and Mrs. Thomas Phelps, of Madison county. She became the wife of Nathan McKinney, a prominent farmer of the McKinney section of this county, and had since made Lincoln her home. To their union three children were born Mrs. Mary Yager, who died a few years ago, Mrs. W. M. Bright, of this city, and Dr. N. H. McKinney, of Carlisle. Early in life the deceased united with the Christian church and her subsequent life was one devoted to its work and loving labor in the Master's Cause. She was beloved by everyone who knew her, being a woman of unusually kindly character and gentle disposition. Her host of friends and loved ones mourn the passing of a noble Christian character, a true Mother in Israel.
Funeral services will be conducted from the home of her son-in-law W. M. Bright on Danville avenue at four o'clock Wednesday afternoon, to be followed by interment in the Buffalo Springs cemetery."
(Kentuckiana Digital Library)